FOUR PILLARS

 

 

►     The research programme
     Seminars and conferences over the last 6 years
 
 
►     The research programme
 

The Four Pillars Programme of The Geneva Association is a research programme set up in 1987 with the aim of studying the key importance in the new service economy of Social Security, Insurance, Savings and Employment. The programme focuses on the future of pensions, welfare and employment.

 

The main reasons for this programme have been:

  • complementarity between social security and insurance;
  • the changing perspective of the welfare state, employment and the life-cycles;
  • changing demography and its financing impact.

The Geneva Association launched its "Four Pillars" Research Programme with a view to identifying possible solutions to the issue of the future financing of pensions and, more generally, to organising social security systems. Demographic trends – especially increased life expectancy – could be seen as positive if we were able to devise ways of enabling "ageing in good-health populations" to make a valid economic and social contribution to the functioning of our service economies over the decades to come.

The concept of the Four Pillars owes its origin to the fact that, in most countries, the funding of pensions is based on three pillars:
      the 1st pillar – the compulsory, pay-as-you-go, state pension;
      the 2nd pillar – the supplementary (often funded-based) occupational pension;
      the 3rd pillar – individual savings (personal pension and assets and life insurance).
In our publications and seminars, we have advocated the adaptation of the 1st pillar, a strengthening of the 2nd pillar and further development of 3rd pillar resources. More recently, our attention has focused above all on a 4th pillar, i.e. the need for a flexible extension of work-life, mainly on a part-time basis, in order to supplement income from the three existing pillars for future years. 
The research programme has four main objectives:
■      analysis of the key elements in organising old-age security systems;
      research of conditions for multi-pillar systems of pension financing;
      encouragement of multiple and complementary solutions to the challenges of a changing welfare state;
      understanding the role of insurance in the provision of old-age security systems.
 
 
     The Silver Workers Institute
 

Created in 2007, the Silver Workers Institute is an independent and apolitical research and information centre based in Geneva with an international focus on labour/work issues for seniors engaged in any productive activity, from both a company and public policy perspective. More... 

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     Seminars and conferences over the last 6 years

 

  • National Conference on Positive Aging, Eckerd College, St Petersburg, Florida, 7-9 December 2009. Presentation by Prof. Deller.
  • World Ageing and Generations Congress, University of St. Gallen, Switzerland. Organisation of three sessions by The Geneva Association and the Silver Workers Institute: Silver Workers—Individual and Policy Perspectives, with speakers from Germany, the Netherlands, the U.K. and France (presentation: Silver Workers: Key Issues and Policies in Europe); Silver Workers—Meeting Company Challenges, with speakers from the U.K., Switzerland and Belgium; and Silver Workers—Coordinating Public Policies and Key Factors, with speakers from Switzerland, France and Australia.
  • World Congress of Gerontology, Paris, 5-9 July 2009. Organisation of a session by The Geneva Association and the Silver Workers Institute, with speakers from the U.S., U.K., France, the Netherlands and Germany. Presentation of a paper Key Policies and Practices for Silver Work in Europe, by G. Reday-Mulvey.
  • The Geneva Association, Macros and The Risk Institute, The New Welfare: The Counter Ageing Society, 8 October 2007, Turin
  • ISSA (International Social Security Association), 3rd International Research Conference on Social Security “Social Security and the Labour Market: A Mismatch?”, 5-7 March 2007, Warsaw. The Geneva Association organised and chaired the session “Can Insurance and Savings Mechanisms encourage Labour market Flexibility?”
  • Conference at the University of Geneva, Chances et Défis du Vieillissement, 6-11 November 2006, Geneva.
  • Congress VIVA 50+ – World Ageing and Generations Congress, 29 September-1 October 2005, St Gallen. The Geneva Association organised and chaired two sessions on The Future of Pensions and on Policies for Senior Employment.
  • 2nd Conference on Health, Ageing and Work, with the support of the Central European Initiative and hosted by Assicurazioni Generali, 21-22 October 2004, Trieste.
  • The Economics of an Ageing Society: The Future of Funded Systems in Europe, organised jointly with SwissRe and Avenir Suisse, 27-28 November 2003, Zurich.
  • Work Beyond 60: Preparing for the Demographic Shock, joint conference with the Club of Rome and the Risk Institute, 6-7 March 2003, Vienna.
  • First Four Pillars Social Security Lecture, Securing the Future for Old Age in Europe, given par Prof. Alan Walker, Sheffield University, 9 April 2002, Madrid.

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►   The Geneva Papers on the Four Pillars 
 
►     Etudes et Dossiers on the Four Pillars
 
 
     Books and other publications since 2000

  

 
►     The five most recent newsletters
 

To subscribe to the Four Pillars Newsletter, please click here.

For earlier issues, search into the virtual library.

 

 
The Four Pillars No. 49  
Volume: 49, September 2011
Download this PDF
 
The Four Pillars No. 48  
Volume: 48, March 2011
Download this PDF
 
The Four Pillars No. 47  
Volume: 47, September 2010
Download this PDF
 
The Four Pillars No. 46  
Volume: 46, March 2010
Download this PDF
 
The Four Pillars No. 45  
Volume: 45, September 2009
Download this PDF
 
The Four Pillars No. 44  
Volume: 44, March 2009
Download this PDF
 
The Four Pillars No. 43  
Volume: 43, September 2008
Download this PDF
 


Advanced Search
 
31/08/2011
Four Pillars Newsletter No. 49
To read the newsletter click here.
Read More
 
31/08/2011
New risks for old-age security
To read this article from Asia Insurance Review, April 2011, click here.
Read More
 
19/08/2010
AGE Platform Europe
AGE Platform Europe issues regular interesting, and full of useful information on pensions, health, employment of older workers, etc, CoverAGE Newsletters. Last issue 105. Contact www.age.platform.org...
Read More
 

 
Insurance Economics Newsletter No. 65
The Geneva Association Secretary General’s Outlook for 2012
Insurance Companies’ Highly Controlled Use of Derivatives Has Also Resulted in Protection from the Rogue Trader Problem
Expert Submission to the Financial Stability Oversight Council (FSOC) on Authority to Require Supervision and Regulation of Certain Nonbank Financial Companies
PROGRES No. 54
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