Insurance for a better world


The Geneva Association is pleased to announce a special July 2021 issue of The Geneva Papers on Risk and Insurance – Issues and Practice on Microinsurance.

This special issue will be prepared in cooperation with the Institute of Insurance Economics at the University of St. Gallen and the Micro Insurance Academy and edited jointly by Professor Martin Eling and Professor David M. Dror.

We encourage you to submit articles related to any of the three aspects of the value proposition of microinsurance: (i) Offering the insured insurance products that address their perceived priorities (contextualised products) at prices they regard as affordable and with a better cost/benefit ratio than other financial transactions (e.g., savings or credit); (ii) Enabling insurers to diversify their customer base, their products, and their business processes; (iii) Creating the local civic infrastructure necessary for increasing insurance literacy in order to catalyse the development of an insurance market in the informal sector.

The following topics are of great interest, but the editors will consider other suggestions.

  • The management of microinsurance (e.g., product innovations, marketing distribution, etc.)
  • Economics of microinsurance (e.g., demand- and supply-side considerations of delivery)
  • Microinsurance-driven improvements for the insured (micro level) and economic growth (macro level)
  • Closing the protection gap: increased insurance uptake in the informal sector of low- and middle- income countries
  • Social and ethical aspects of and barriers to microinsurance
  • Regulation of microinsurance: The good, the bad, and the missing
  • The impact of microinsurance on welfare gains and financial protection
  • New technological applications (InsurTech) in microinsurance
  • Microinsurance and climate risk
  • Microinsurance and insurance education and awareness raising: what works, what does not?
  • Innovation in methods (e.g., new data modelling, obtaining high-resolution data (at the micro level)
  • Crop / agricultural microinsurance: its effects on food security, rural-urban migration, new technologies at the service of agricultural insurance

Papers may be submitted at any time but no later than 15 June 2020. Papers should be submitted electronically via the website of The Geneva Papers (

All suitable manuscripts will be peer-reviewed.

For further information on The Geneva Papers, visit

For questions concerning this special issue, please contact Sandra Postle at