The leading international think tank of the insurance industry


Terms of Use of The Geneva Association’s Website


By accessing this website you agree to be legally bound by these Terms of Use.

If you do not agree to these Terms of Use, do not proceed to further web pages of the Geneva Association website. By accessing any part of this website, you will be deemed to have accepted these terms in full. These terms are governed by and interpreted in line with Swiss law. The place of jurisdiction is The Geneva Association's registered office.

The Geneva Association reserves the right to change or amend the information provided at any time and without prior notice.

1.         No Offer, No Warranty, and No Liability

1.1       The information contained in The Geneva Association Website is for informational purposes only. The Geneva Association maintains this website to enhance access to information about its activities for different groups. The information in it is of a general nature and non-binding. No information published on The Geneva Association website constitutes professional or legal advice, a solicitation, an offer, or a recommendation to effect any transactions, or to conclude any legal act of any kind whatsoever.

1.2       The information and materials contained on The Geneva Association Website are provided "as is" and "as available". Information contained in this website is checked and updated by The Geneva Association with due diligence on a regular basis. This notwithstanding, data may become subject to changes during the intervening periods.

1.3       The Geneva Association makes no representations or warranties of any kind, either express or implied, with respect to the information and functionality contained in The Geneva Association Website, including but not limited to warranties of title, non-infringement, merchantability or fitness for a particular purpose. Without limiting the foregoing, The Geneva Association does not warrant the accuracy, timeliness, completeness, reliability or availability of The Geneva Association Website or the information or results obtained from the use of The Geneva Association Website, or that The Geneva Association Website is virus-free or error-free.

1.4       To the fullest extent permitted by law, in no event shall The Geneva Association or any of its directors, employees or agents have any liability whatsoever to any person for any direct or indirect loss, liability, cost, claim, expense or damage of any kind, whether in contract or in tort, including negligence, or otherwise, arising out of or related to the use of all or part of these web pages.

2.         Links

The Geneva Association Website contains third party content or links to third party websites. These content and links are provided to users of this website as a convenience alone. The Geneva Association has no control over, does not assume any responsibility for and does not make any warranties or representations as to, any third party content or websites, including but not limited to, the accuracy, subject matter, quality or timeliness. The Geneva Association shall have no liability for third party content or websites linking to or framing the Geneva Association website.

3.         Intellectual Property Rights

3.1       The Geneva Association, or the applicable third party owner, retains all right, title and interest (including copyrights, trademarks, patents, as well as any other intellectual property or other right) in all information and content (including but not limited to all text, data, graphics, logos, videos, photos, podcasts, webinars, conferences, downloadable documents, blogs, e-newsletters) on The Geneva Association website. 

3.2       Individual pages and/or sections of The Geneva Association Website may be printed for personal or internal use only, and provided that such print outs retain all applicable copyright or other proprietary notices.

3.3       All users must not, without limitation, modify, copy, transmit, distribute, display, perform, reproduce, publish, license, frame, create derivative works from, transfer or otherwise use in any other way for commercial or public purposes in whole or in part any, but not limited to, information, text, graphics, images, video clips, directories, databases, listings, software, podcasts, webinars, blogs or e-newsletter obtained from The Geneva Association Website without the prior written permission of The Geneva Association.

3.4       Systematic retrieval of content from The Geneva Association Website to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) or creating links to The Geneva Association Website without written permission from The Geneva Association is prohibited.

3.5       If third-party websites include links to the The Geneva Association website, The Geneva Association website must be the sole component of the browser window in the case of commercial providers. 

4.         Electronic Communication (E-Mail)

4.1       Ordinary E-mail messages sent over the Internet are neither confidential nor secure. They may be viewed by third parties, lost, intercepted or altered. E-mails may circulate across national borders, even if both sender and recipient are located in the same country. In no event should you use ordinary E-mail to transmit personal or confidential information.

4.2       The Geneva Association shall not be liable to you or anybody else for any damages incurred in connection with any messages sent to The Geneva Association using ordinary E-mail or any other electronic messaging system.

4.3       The Geneva Association does not accept responsibility for the content of E-mail messages and E-mail messages shall not be construed as legally binding on The Geneva Association. E-mail messages are intended only for the recipient(s) named in it. Any unauthorised disclosure, use or dissemination, either in whole or in part, of E-mail messages is prohibited. Should you have received an E-mail message in error, please inform the sender immediately by return e-mail and delete this message and any attachments from your system.

5.         Severability Clause

To the extent that any provision of these Terms of Use is found by any competent court or authority to be invalid, unlawful or unenforceable in any jurisdiction, such provision shall be deemed not to be part of this disclaimer but such finding shall not affect the validity, lawfulness or enforceability of the remainder of these Terms of Use in that jurisdiction, nor shall it affect the validity, lawfulness or enforceability of these Terms of Use in any other jurisdiction.