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Publication Date: 3rd July 2018

World-wide life expectancy is at a record high and expected to increase. Fertility rates are at a record low. This puts extreme financial pressure on government-supported social retirement (Pillar I) plans, leading to increasing contribution rates, decreasing benefits, or a combination of both. It is therefore more important than ever for individuals to provide for themselves through occupational pensions (Pillar II) and personal savings (Pillar III).

This research brief accompanies the report: 

Annuitisation: Retirement Income That Lasts a Lifetime

Press release: Annuitisation as an insurance solution to people outliving their retirement savings