Is a capital surcharge the right instrument to control systemic risk in insurance?
Article from Insurance and Finance Newsletter No. 16
Disaster Risk Reduction—How and What Can Private Insurance Contribute
Article from the Risk Management Newsletter No. 54: Hans Peter Würmli highlights how the insurance business model and the industry’s in-depth knowledge of risk can contribute to disaster risk reduction measures.
Solar Storms and Their Impacts on Power Grids: What Consequences for (Re)insurers?
Article from the Risk Management Newsletter No. 54: Romain Launay explores the risks associated with solar storms, the disruptions they may cause to a wide range of activities and devices, and the consequences for (re)insurers.
Insurance Market Perception of Nanotechnology and Nanomaterials Risks
Article from the Risk Management Newsletter No. 54: Lijana Baublyte et al. examine how the insurance market perception of nanotechnology can influence the sustainability of technological advances and insurers’ concern for nanotechnology risks.
The Pension Gap Epidemic
This report provides an analysis of the existing scope and trajectory of the current pensions crisis and makes recommendations on how to address it.
Lessons learned from the events of 11 March 2011
This report provides reviews and articles by many of the presenters from the 2013 seminar on disaster risk reduction held in Sendai, Japan, and aims to provide a wider dissemination of the information exchanged.
Competition in Private Health Insurance in Germany: Models for Transferable Ageing Provisions
1 FINANCIAL SBILITY AT ION NEWSLETTER HEALTH AND AGEING No. 33 October 2015 Competition in Private Health Insurance in Germany: Models for Transferable Ageing Provisions by Anke Walendzik,+ Florian Buchner++ and Jürgen Wasem+ Background Premiums paid by the insured have various functions and components in health insurance (Cochrane, 1995). They should cover short-term health costs, but also the risk of worsening health conditions. And they should be embedded in a system which allows switching of insurers to allow for competition.
U.S. Insurance Exchanges and Senior Consumers
1 FINANCIAL SBILITY AT ION NEWSLETTER HEALTH AND AGEING U.S. Insurance Exchanges and Senior Consumers by Steve Woods+ and Marcy Updike++ With the passage of the Patient Protection and Affordable Care Act (PPACA) in 2010, Americans were introduced to a relatively new way to purchase health insurance, the online exchange. By “exchange,” for the purpose of this article, we mean a virtual shopping area in which individuals or employees of a company can research and then purchase an insurance product online that best suits their individual needs.
Editorial
1 FINANCIAL SBILITY AT ION NEWSLETTER HEALTH AND AGEING Editorial by Christophe Courbage It is my pleasure to introduce this new issue of the Health and Ageing newsletter of The Geneva Association. Not only does it bring to readers various contributions linked to the topics of health and ageing as related to insurance, but it also presents some important future activities of the Health and Ageing research programme. Two of them deserve special attention. The first activity is the forthcoming Health and Ageing conference of The Geneva Association, the 12 th in its annual conference series.
Crowding Out of Long-Term Health Insurance by the Institutional Setting of the U.S. Health Insurance System
Article from Health and Ageing 32. Ines Laüfer considers the institutional factors in the U.S. health insurance system which could make a long-term health insurance unattractive for many individuals
