Insuring Hostile Cyber Activity: In search of sustainable solutions

Authors: Rachel Anne Carter, Darren Pain and Julian Enoizi

State-sponsored cyberattacks that stop short of outright military conflict, otherwise known as hostile cyber activity (HCA), pose a threat to insurability due to the scale of potential accumulated losses. This third and final report in our series on cyber terrorism and cyber war examines in detail the ability of the private re/insurance sector to underwrite HCA risks and the role that public-private partnerships can play in fostering effective solutions.