Insurance for a better world

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Research Topics document front page

Publication Date: 31st August 2020

Author: Kai-Uwe Schanz

With government budgets severely strained by the COVID-19 crisis and recovery, private insurance solutions could be an important complement to public-sector social protection schemes.

Our research points to four types of insurance coverage in particular that could mitigate the risks of impoverishment and/or contribute to more stable levels of wealth and income: 1) term life insurance, 2) annuities, 3) wage insurance and 4) livelihood insurance.

This four-page research brief accompanies the report The Role of Insurance in Mitigating Social Inequality.

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