The case for a new social contract for retirement
Responsibility for preparing for retire
Health protection gaps in emerging markets: the role of private health insurance
Policymakers in emerging markets should harness private insurance as a means for an efficient transition to pre-funded healthcare schemes, says Kai-Uwe Schanz, Director Protection Gaps.
Insurers may be underestimating health protection gaps in emerging markets
Current estimates don’t capture the costs of lack of access to medical services and the healthcare financial burden shifted from governments to households, says Kai-Uwe Schanz, Director Protection Gaps at The Geneva Association.
Insurers can promote actions from their stakeholders to fight climate change
「保険会社と保険契約者たちが力を合わせれば、とても大きなインパクトを与えることができる。」－東京海上ホールディングス 取締役社長 グループCEO 永野毅。（第45回年次総会にて）
Infrastructure climate resilience should be addressed urgently
The insurance industry can contribute in two ways to reduce the infrastructure gap: first, as long-term investors that promote new projects, and as risk managers that provide expertise for de-risking the projects, says Tsuyoshi Nagano, President and CEO of Tokio Marine.
Insurers need to work with regulators to ensure capital charges are fair and balanced
Capital charges to insurance companies interested in investing in infrastructure projects are higher than they should be relative to the inherent risk of long-term infrastructure projects, says Dean Connor, President and CEO of Sun LIfe Financial.
Public policy is necessary to make climate resilience a requisite for infrastructure
Introducing risk management in policy making and in the governance of public institutions would go a long way in attracting capital into infrastructure projects, says Charles Brindamour, CEO of Intact Financial. Recorded at the Extreme Events and Climate Risk Forum 2018 in Toronto.
Managing physical climate risk
There is much more that could be done to extend the value of catastrophe (Cat) risk models for the (re)insurance industry and wider society, but this requires a collective endeavour across (re)insurers, brokers, model vendors and other key stakeholders, says Maryam Golnaraghi, Director Extreme Events and Climate Risk
Infographic: Enhanced insurance capabilities to handle cyber accumulation risk
The unique characteristics of cyber risk imply that exposure measurement and modelling approaches that have been developed for other perils cannot easily be transferred to cyber risk. The insurance industry has made progress in developing the technical capabilities to handle these distinct characteristics of cyber risk, but there is still some way to go.
Regulators need to be held accountable to society, just as businesses are
While the biggest threat to businesses is geopolitics and trade, the insurance industry can help promote regulation that is appropriate, proportional and competitive, says Mark Wilson, Chairman of The Geneva Association and CEO of Aviva. Recorded at the 45th General Assembly.
