The Geneva Association is pleased to announce a special April 2028 issue of The Geneva Papers on Risk and Insurance – Issues and Practice on Digital and AI Transformation in Insurance.
Digital technologies, artificial intelligence, data science, InsurTechs, and automation are reshaping how risks are identified, priced, mitigated, transferred, managed, and regulated. These developments raise important questions not only for re/insurers and regulators, but also for the wider research community.
This special issue welcomes high-quality empirical, experimental, policy-oriented, and practice-based contributions that deepen our understanding of digital and AI transformation in insurance and related risk-transfer markets. We particularly encourage submissions that speak to broad academic debates while offering clear implications for insurance markets, insurers, consumers, regulators, and society.
We encourage contributions related to, but not limited to, the following areas:
Economics
- AI and digitalisation impacts, information frictions, adverse selection, moral hazard, risk classification, and welfare implications
- Algorithmic pricing, fairness, transparency, and consumer behavior
- Digital technologies, risk prevention, financial inclusion, platform competition, and the insurability of emerging risks such as climate, cyber, automation/robotisation, health, and longevity risks
Business, Strategy, and Operations
- AI-enabled underwriting, claims management, marketing, customer service, and risk engineering
- Generative AI, Agentic AI, human–AI collaboration, and organizational transformation in insurance firms
- Digital ecosystems, embedded insurance, open insurance, InsurTech, and platform-based business models
Regulation, Governance, and Public Policy
- Regulation of AI-enabled underwriting, pricing, claims management, distribution, and other automated decision-making
- Fairness, explainability, accountability, auditability, data privacy, and governance of insurance AI systems
- Supervisory technology, consumer protection, market conduct, and the balance between innovation, competition, fairness, and financial stability
We also welcome papers on other topics related to digital and AI transformation in insurance, including interdisciplinary studies that connect insurance with economics, finance, management, law, public policy, computer science, health, climate, cyber risk, and social sciences more broadly.
All contributions will go through a peer review process. The editors for this special issue are Dr. Anja Grujovic-Vischer (Geneva Association), Prof. Ruo (Alex) Jia, (Peking University; Geneva Association) and Prof. Zhiyu (Frank) Quan (University of Illinois Urbana-Champaign).
Papers should be submitted electronically via the website of The Geneva Papers by 31 March 2027 at the latest. For further information on this special issue, please contact Ruo (Alex) Jia at alex_jia@genevaassociation.org.
