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  4. Prolonged Low Interest Rates a Complex But Manageable Headwind For Life Insurers

Prolonged low interest rates a complex but manageable headwind for life insurers

Nov 16, 2017
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The effects of prolonged low interest rates on life insurers represent a complex but manageable headwind for the industry as it continues to adapt its business model in response, according to a new research report published today by The Geneva Association, the leading international think tank of the insurance industry.

The study The ‘Low for Long’ Challenge: Socio-economic implications and the life insurance industry’s response, based on insights from senior industry leaders, analyses the impact that low interest rates have on life insurers, their customers and society. The broader context centres on the question of whether an extended period of low interest rates could impair the socio-economic role life insurers have played for many years.

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