Over the past few decades, the economies of many emerging markets have grown rapidly, lifting millions out of poverty and creating a growing middle class. Insurance is critical to economic development as it enables economic activity by protecting lives, livelihoods and assets against insurable risks. Addressing the low level of insurance penetration in emerging markets has become more urgent in light of the growing risks related to climate change, pandemics and economic instability.
Building on research and expert interviews conducted in 14 emerging economies, this joint report by The Geneva Association and Insurance Development Forum examines the role of public policy and regulation in developing a robust and competitive re/insurance market to help protect societies, support economic development and increase resilience.
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