As disaster risks grow and private insurance alone becomes insufficient, public-private insurance programmes (PPIPs) play a critical role in keeping coverage available and affordable. Yet their long-term viability depends on more than financial risk-sharing: PPIPs must actively contribute to reducing underlying risk.
Drawing on the Geneva Association’s cross-country comparison of 14 PPIPs, Addressing Growing Disaster Protection Gaps through Better Public-Private Insurance Programmes, this webinar explored how these schemes can evolve from passive shock absorbers into effective tools of national risk-management strategies. The discussion examined how programme design influences incentives for risk mitigation, and how PPIPs can balance solidarity, affordability, competition, and financial sustainability – narrowing protection gaps while strengthening long-term resilience.
