The Geneva Association is pleased to announce a special issue of The Geneva Papers on Risk and Insurance—Issues and Practice (April 2027 issue) on Inclusive Insurance.
Inclusive insurance aims to ensure that underserved individuals, households, and businesses have access to affordable and appropriate risk protection. We welcome empirical, conceptual, and policy-focused papers on innovations, impacts, and challenges in inclusive insurance. Topics of interest include, but are not limited to:
- Consumer engagement: Experiences involving insureds in inclusive insurance product design, pricing, claims processes, and administration.
- Impact assessments: Evidence on welfare gains, financial protection, and contributions to economic growth, resilience, and reducing inequality; linking inclusive insurance to both micro-level and macro-level development outcomes.
- Innovations in product design and delivery: Digital distribution, bundled solutions, parametric/index insurance, and cross-sector partnerships (e.g. with financial institutions, cooperatives, mobile operators).
- Technological advances: The role of InsurTech and digital ecosystems in expanding access, improving claims efficiency, and tailoring products to underserved markets.
- Agricultural and climate risk solutions: Innovations in crop and livestock insurance, the role of parametric products, and links between inclusive insurance, food security, and climate resilience.
- Health and social protection: Experiences with inclusive health insurance models, integration with universal health coverage schemes, and lessons from COVID-19.
- Closing protection gaps: Strategies and case studies demonstrating successful scaling of inclusive insurance among informal workers; micro, small, and medium enterprises; migrants; and other vulnerable groups.
- Regulatory and policy frameworks: Regulatory innovation, public–private partnerships, and governance challenges in fostering sustainable inclusive insurance ecosystems.
- Education and financial literacy: What works, or not, in improving awareness, understanding, and uptake of inclusive insurance products.
- Ethical, social, and behavioural aspects: Trust, fairness, affordability, and behavioural insights shaping consumer choices.
The guest editors for this special issue are Prof. Martin Eling (University of St. Gallen) and Prof. Joan Schmit (University of Wisconsin-Madison).
Papers may be submitted electronically at any time, but no later than 10 May 2026, via The Geneva Papers submission site. All suitable manuscripts will be peer reviewed. For further information on The Geneva Papers, visit the journal website.
