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  3. Climate Change: What Does The Future Hold For Health and Life Insurance? | Webinar

Climate Change: What does the future hold for health and life insurance? | Webinar

Mar 13, 2024
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2023 was the warmest year on record. Between April and July, many parts of North America, Southern Europe and Asia experienced extreme heat. In Canada, wildfires consumed over 120,000 km2 of forests, resulting in a historic release of 290 megatons of carbon and ‘code red’ and above air quality alerts in several U.S. states. With over 40% of the global population living in climate-vulnerable locations, an unfettered escalation of current shocks and patterns will have significant ramifications for both health and its social determinants.

While the consequences for health and life (H&L) insurers have so far been modest, more frequent and severe climate events mean that this may change in the longer term. Quantifying H&L insurers’ climate-related risk exposure, however, comes with many challenges. A recent Geneva Association report sheds light on the outlook for H&L insurance and outlines the steps needed to preserve future insurability.

This webinar discussed the report’s key findings, fielding perspectives from senior industry, academic and research experts.

 

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